About Transcorp International Limited

Trusted Financial Solutions For 30+ Years

A BSE-listed financial services company with three decades across foreign exchange, international remittances, prepaid payment instruments, insurance distribution, payment solutions and travel — secure, transparent and customer-focused, across India.

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Our Story

Built On Trust. Driven By Innovation.

Transcorp Began With Travel And Foreign Exchange — And Has Since Evolved Into A Diversified Financial Services Organisation.

Over The Years, The Company Has Expanded Across Foreign Exchange, Outward Remittance, Prepaid Cards, Digital Payments, Insurance And Travel. Today, Transcorp Combines 30 Decades Of Experience With Technology-Driven Solutions To Make Financial Transactions Simpler, Faster And More Accessible.

With Millions Of Customers Served, Multiple Strategic Partnerships And A Growing National Network, Transcorp Continues To Build Regulated And Future-Ready Financial Solutions For India.

From a single travel and foreign exchange desk to a nationwide financial services network.

Company incorporated 1994

Listed on the BSE 1998

PPI licence granted 2016

5M+ cards milestone 2025

Transcorp at a glance

Years Of Industry Experience

0M+

Customers Served

0M+

Prepaid Cards Issued

Business Associates

Cobrand Programs Launched

Regulated. Reliable. Responsible.

Transcorp Operates Within A Strong Regulatory Framework And Follows Established Compliance, Security And Customer-Protection Standards.

Our Licenses and Credentials

BSE-Listed Public Limited Company

RBI Authorised Dealer Category-II Licence

RBI Prepaid Payment Instrument Licence

IRDAI Corporate Agency Licence

Live on RuPay and Visa networks

Certified for NCMC and qSPARC

Enabled for UPI-based PPI transactions

Our Services

Comprehensive Financial And Travel Solutions

Foreign Exchange

Secure Buying And Selling Of Foreign Currencies With Transparent Processes And Reliable Customer Assistance.

Outward Remittance

RBI-Compliant International Transfers For Education, Family Maintenance, Travel, Medical And Other Permitted Purposes.

Prepaid Cards & Payment Instruments

RuPay And Visa-Powered Prepaid Cards, Co-Branded Programmes, Payment Rings And Customised Payment Solutions.

Insurance Solutions

Health, Motor, Travel And Non-Motor Insurance Designed To Protect Individuals, Families And Businesses.

Travel Services

Complete Travel Support Through Ritco Travels — Flights, Hotels, Visa Assistance, Car Rentals, Tours, Train And Bus Bookings.

Business Payment Solutions

Customised Prepaid, Payment, Forex And Remittance Solutions For Corporates, Fintechs And Institutional Partners.

Our National Presence

Serving Customers Across India

Transcorp’s Growing Presence Is Supported By An Extensive Network Of Branches, Business Associates And Strategic Partnerships.

Our Technology-Led Platforms And Experienced Teams Help Us Serve Customers And Businesses Across Multiple Geographies While Maintaining High Standards Of Compliance, Transparency And Operational Efficiency.

Our network

Multiple

Offices Across India,
Serving You Locally.

2,000+

Business Associates,
Supporting Your Needs.

Millions

Customers Served,
With Care And Trust.

Partnerships

With Banks, Fintechs
And Payment Networks.

Comprehensive services

Forex And Remittance,
Payments And Travel.

Powering India’s Digital Payment Ecosystem

Transcorp Is One Of India's Early Perpetual PPI Licence Holders And An Experienced Non-Bank Issuer Of Prepaid Payment Instruments.

With Over 7 Million Cards Issued And More Than 50+ Successful Co-Branded Programmes Managed, Transcorp Has Developed Deep Expertise In Building And Scaling Secure Prepaid Solutions Across India.

Our Capabilities

01 — 09

01 Live on both RuPay and Visa networks

02 More than 7 million prepaid cards issued

03 Over 50+ co-branded prepaid programmes managed

04 UPI-enabled prepaid payment instruments

05 Contactless payment solutions

06 Full-KYC prepaid cards with cash-withdrawal facility

07 NCMC and qSPARC-certified solutions

08 Scalable APIs for fintech and corporate partners

09 Technology designed around security and regulatory compliance

Innovation in Digital Payments

Transcorp Continues To Develop Innovative, Secure And Future-Ready Payment Solutions.

The Company’s Payment Technology Has Been Validated Under The RBI Regulatory Sandbox Framework And Incorporates Advanced Capabilities Such As Distributed Ledger Technology And Biometric Authentication.

Our Ability To Combine Technology, Compliance And Operational Expertise Makes Transcorp A Trusted Partner For Fintech Companies, Corporates And Payment Ecosystem Participants.

Over Three Decades of Trust and
Progress

1986

Rajasthan Industrial Trading Co. Limited Incorporated For Travel And Tourism Activities.

Wheels Rent A Car Became One Of India's First Companies To Offer Self-Driven Vehicles Alongside Chauffeur-Driven Rental Services.

1989

1994

Transcorp International Limited Was Incorporated With Six Full-Fledged Money Changer Licences From The Reserve Bank Of India.

Transcorp Received Its MTSS Licence From RBI And Commenced Inward Remittance Services As A Principal Agent Of Western Union.

1997

1998

Following The Demerger From TCI, Transcorp International Limited Became An Independent Company And Was Listed On The Bombay Stock Exchange.

Wheels International Limited Merged With Transcorp, Bringing Ritco Travels And Wheels Rent A Car Into The Organisation.

2002

2010

As Part Of Corporate Restructuring, Ritco Travels And Tours Private Limited And Transcorp Estates Private Limited Were Established As Wholly Owned Subsidiaries.

Transcorp Expanded Into Domestic Money Transfer And Insurance Distribution Services.

2014

2015

The Company Received Its RBI Authorised Dealer Category-II Licence, Enabling Outward Remittances From India. Transcorp Also Became A National Business Correspondent Of State Bank Of India.

Transcorp Received Its RBI PPI Licence, Strengthening Its Position Within India's Prepaid And Digital Payments Ecosystem.

2016

2019

Transcorp Completed 25 Years Of Trusted Financial Services.

The Company Crossed The Milestone Of One Million Prepaid Cards Issued.

2022

2025

Transcorp Achieved The Milestone Of More Than Five Million Prepaid Cards Issued.

Transcorp Strengthened Its Regulated Payment Infrastructure, Expanded Its Remittance Capabilities And Continued Scaling Its Digital Payment Ecosystem.

2026

Why Choose Transcorp?

Regulatory Strength

Our Services Are Backed By Key Licences And Governed By Established RBI, IRDAI And Applicable Regulatory Frameworks.

Three Decades of Experience

Our Industry Knowledge Enables Us To Understand And Serve The Evolving Financial Needs Of Individuals And Businesses.

Comprehensive Solutions

From Foreign Exchange And International Remittance To Prepaid Cards, Insurance And Travel, Multiple Essential Services Are Available Under One Trusted Brand.

Technology-Driven Services

Secure Platforms, Digital Processes And Scalable APIs Help Us Provide Efficient And Future-Ready Solutions.

Extensive Network

Our Branches, Business Associates And Strategic Partnerships Enable Us To Serve Customers Across India.

Customer-Focused Support

Our Experienced Teams Assist Customers With Documentation, Compliance And Service Requirements At Every Stage.

What drives us

Our Vision

To Become A Trusted Leader In Financial And Payment Services By Delivering Secure, Accessible And Technology-Driven Solutions That Simplify The Way People And Businesses Transact.

Our Mission

To Combine Regulatory Strength, Operational Excellence And Innovation To Provide Transparent And Dependable Financial Solutions Across India.

Our Commitment

To Consistently Create Meaningful Value For Our Customers, Partners And Stakeholders Through Responsible Practices, Trusted Relationships And Service Excellence.